Currently Browsing: Health Insurance

When is the Last Time You Reviewed Your Medicare Plan?

When is the Last Time You Reviewed Your Medicare Plan?

Yes, Medicare plans do change and so might your needs. Make sure you review your plan annually with a licensed and certified agent.

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2024 Health Insurance Open Enrollment Is Happening Now

2024 Health Insurance Open Enrollment Is Happening Now

November 1st was the first day of ACA (Affordable Care Act) open enrollment for the upcoming year. Do you need to make changes to your health insurance coverage? Now is the time to review your options and lock in your new plan…

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4 Tips for Choosing the Right Health Insurance Plan

4 Tips for Choosing the Right Health Insurance Plan

Health insurance is necessary, especially with the rising cost of healthcare in the United States. But most people will agree that choosing a health insurance plan can feel confusing, especially if you don’t know much about the industry. Here are a few…

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How to Choose the Right Plan: High Deductibles or Low Deductibles?

How to Choose the Right Plan: High Deductibles or Low Deductibles?

Each health insurance plan comes with different options for coverage. You can pay high monthly premiums for better insurance coverage during an emergency or illness. Or you can pay low monthly premiums for high deductible plans that will not offer as much…

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17 Life Events That Might Require Health Insurance Changes

17 Life Events That Might Require Health Insurance Changes

Most people carefully consider their health insurance options before enrolling in a plan, so that they select the one that best suits their situation. But when situations change, your health insurance plan might not be a good fit anymore. The good news…

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Health Insurance: Year-End Checklist Every Family Needs

Health Insurance: Year-End Checklist Every Family Needs

When open enrollment is available, it’s the perfect time to re-evaluate your current insurance coverage. Having health insurance is an excellent investment, because it means that you have financial support if any medical care is necessary. As the end of the year…

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How to Find Private Health Insurance Coverage

How to Find Private Health Insurance Coverage

If you don’t have insurance benefits through an employer-sponsored plan, then you are probably looking for the best way to find affordable private health insurance coverage. It’s a smart financial decision to pay for insurance coverage so you don’t have to pay…

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Life Changes that Allow for a Special Enrollment Period for Health Insurance

Life Changes that Allow for a Special Enrollment Period for Health Insurance

Open enrollment for health insurance is a period of time where you can choose your health insurance plan for the upcoming year. Once you select the plan, you are locked into those benefits until the next open enrollment period. This is true…

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4 Tips for Finding Health Insurance While Self-Employed

4 Tips for Finding Health Insurance While Self-Employed

Here are a few important tips to consider when you are choosing health insurance coverage for yourself and your family

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Checklist for Open Enrollment 2022:  8 Things You Should Do Now

Checklist for Open Enrollment 2022: 8 Things You Should Do Now

Each year, you have a chance to change health insurance plans based on your needs for the upcoming year. If you expect an increase in medical needs in the future, maybe it’s time to increase your health insurance coverage. Let’s take a…

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Breaking Down Out-of-Pocket Costs for Health Insurance

Breaking Down Out-of-Pocket Costs for Health Insurance

Every health insurance plan comes with various out-of-pocket costs. Each insurance plan can cover 10-100% of health costs incurred over the course of the year. Regardless of the plan coverage, there will always be costs you have to pay. Sometimes, preventative is…

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Common Questions about Health Insurance Deductibles

Common Questions about Health Insurance Deductibles

When choosing a health insurance plan for your family, you may find the word “deductible” appearing with different options for each plan. It can get confusing if you are not familiar with the term. Choosing a plan with a high deductible is…

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Health Insurance 101: How to Maximize Your Coverage

Health Insurance 101: How to Maximize Your Coverage

Having health insurance is more than signing up for the first affordable plan you can find. It’s important to evaluate available coverage and assess your financial situation to determine which insurance policy will meet the needs of your family. The monthly expense…

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You’ll Need These Forms When You File Your 2020 Tax Return

You’ll Need These Forms When You File Your 2020 Tax Return

As Spring approaches, so does tax season. Most of you are gathering your documents and preparing to file your 2020 federal income tax return, along with your state return. But before you get started, we wanted to remind you to watch your…

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Is Supplemental Insurance Necessary?

Is Supplemental Insurance Necessary?

Many employers offer various benefits for employees, include life insurance and health insurance plans. When it comes to insurance coverage, do you need to look for supplemental coverage? Here are a few benefits you might find from adding to your employee benefits:…

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How Insurance Coverage Gives You More Control in Uncertain Times

How Insurance Coverage Gives You More Control in Uncertain Times

COVID-19 has made a lot of families re-think their insurance coverage and access to health care services. If a loved one got sick, do you have the support and resources you need to care for their medical needs? Not only do you…

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Suffered a Recent Job Loss?  Here are 4 Health Insurance Options

Suffered a Recent Job Loss? Here are 4 Health Insurance Options

The economic fallout from the Coronavirus pandemic has left millions of people without work. As unemployment numbers are rising, families are feeling the financial pressure to keep up with the bills. Not only are people missing their paychecks, but the lack of…

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5 Tips to Get the Most Out of Health Insurance Coverage in 2020

5 Tips to Get the Most Out of Health Insurance Coverage in 2020

There’s no doubt about it, healthcare in this country is expensive. Fortunately, there are things you can do to maximize the value of every health care dollar you spend. Here are five things to help get the most from your health insurance:…

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How to Maximize Health Insurance Before the End of the Year

How to Maximize Health Insurance Before the End of the Year

With the end of the year approaching, annual healthcare deductibles are about to start over. Here are several ways you can maximize your insurance before the year expires: Take Advantage of Paid Deductibles A deductible is the cumulative amount of money you’re…

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Open Enrollment Dates: Health Insurance Coverage for 2020

Open Enrollment Dates: Health Insurance Coverage for 2020

If you’re planning to obtain ACA (Affordable Care Act) health insurance through the health insurance marketplace for 2020, open enrollment dates are November 1st to December 15th, 2019.  All 2020 plan and benefit information will be released October 26th, 2019 for your…

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4 Common Myths about Health Insurance

4 Common Myths about Health Insurance

The healthcare industry has changed over the years, making it harder than ever to know the best way to navigate the medical care and insurance needed for your family. Today, we are breaking down some of the common misconceptions about health insurance:…

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3 Health Insurance Options for Self-Employment

3 Health Insurance Options for Self-Employment

Over the last decade, the number of self-employed individuals has increased to unprecedented numbers. New opportunities are everywhere as the economy has continued to evolve and adapt to changing consumer tastes, new product and service demands, new technologies, and global influences. These…

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Open Enrollment: What it Means for 2019 Health Insurance Coverage

Open Enrollment: What it Means for 2019 Health Insurance Coverage

Most products and services can be purchased all year long, but health insurance is one thing that is only available at certain times of the year. For most health insurance companies, it is open enrollment time in November and December. What does…

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3 Health Insurance Tips for the Self-Employed

3 Health Insurance Tips for the Self-Employed

Self-employment is becoming more popular with many people in the U.S., choosing to offer their skills as a contractor instead of working as an employee. If you are working as a freelancer, then you probably love the flexibility that comes from picking…

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What are Health Insurance Options After Losing a Job?

What are Health Insurance Options After Losing a Job?

Being laid off can be a frustrating experience, especially when you see all of the ways the change in employment will affect your family. Not only are you forced to look for a new source of income, but you also need to…

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Missed Open Enrollment? How to Get Insurance Coverage for 2018

Missed Open Enrollment? How to Get Insurance Coverage for 2018

Open Enrollment usually occurs at the end of a calendar year, giving families the option to choose insurance coverage for the next year. Whether you were enrolling in Marketplace health insurance or you were choosing a plan through your employer, it is…

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Open Enrollment for Health Insurance is NOW

Open Enrollment for Health Insurance is NOW

Did you know that there are only a few windows of time when you can sign up for a health insurance plan? If you want to have insurance coverage in 2018, then it is important that you act fast so that you…

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Is an HSA the Right Choice to Supplement Family Insurance Coverage?

Is an HSA the Right Choice to Supplement Family Insurance Coverage?

It can be a challenge to find the right insurance coverage for cost-effective healthcare. You want to be sure that your family has access to quality health services, without breaking the bank on expensive premiums. If you spend a lot on medical…

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Details to Consider When Comparing Health Insurance Plans

Details to Consider When Comparing Health Insurance Plans

Is it time to choose a new health insurance plan for your family? As you begin the process of comparing coverage, you will see that there is a wide range of options available. How do you pick the plan that will best…

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What is a Health Insurance Deductible and How Does it Affect Your Wallet?

What is a Health Insurance Deductible and How Does it Affect Your Wallet?

It seems as though health insurance has increased in complexity in the past 20 years, leaving many families with questions about their coverage and how the plan works. Do you need clarification about health care terminology? If you are confused by terms…

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3 Things to Do During Health Insurance Open Enrollment

3 Things to Do During Health Insurance Open Enrollment

Open Enrollment for health insurance has begun, and will last through January 31. We’re all a bit busy right now, what with the holidays and the shopping season beginning, but everyone should take the time to consider their health insurance needs for…

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Important Facts to Know about Global Billing and Health Insurance

Important Facts to Know about Global Billing and Health Insurance

If you have experienced a stay in the hospital before, then you’ve probably gone through the confusing experience of dealing with the billing. A visit to the doctor’s office and a visit to a hospital facility are handled in different ways for…

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